APY = Annual Percentage Yield. Rates effective as of 5/20/21. Fees may reduce earnings.

Kasasa Cash®* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $50 2.47% 2.50%
$15,000+ $50 0.25% 2.50% to 0.54%
All balances if qualifications not met $50 0.05% 0.05%

Qualifications to Earn Rewards
So simple that you’re probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free, and you'll still earn our base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver®* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $25,000 $50 1.00% 1.00%
$25,000+ $50 0.25% 1.00% to 0.40%
All balances if qualifications not met $50 0.05% 0.05%

Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's really it. But if you don't meet your qualifications one cycle, your account is still free — and you’ll still earn our base interest rate on your Kasasa Saver balance. Then you can get back to earning your full rewards the very next month.